{"id":649,"date":"2025-07-20T18:39:44","date_gmt":"2025-07-20T18:39:44","guid":{"rendered":"https:\/\/jurantiel.com\/accueil\/?p=649"},"modified":"2025-07-20T18:39:44","modified_gmt":"2025-07-20T18:39:44","slug":"contrat-retraite-a-prestations-definies","status":"publish","type":"post","link":"https:\/\/jurantiel.com\/accueil\/contrat-retraite-a-prestations-definies\/","title":{"rendered":"Contrat retraite \u00e0 prestations d\u00e9finies"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/649?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\" ><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/jurantiel.com\/wp-content\/plugins\/pdf-print\/images\/pdf.png?w=720&#038;ssl=1\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/649?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\" ><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/jurantiel.com\/wp-content\/plugins\/pdf-print\/images\/print.png?w=720&#038;ssl=1\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div>\n<p class=\"\"><em>www.jurantiel.com, Par <strong>OMBOLO MENOGA Pierre Emmanuel<\/strong><\/em><\/p>\n\n\n\n<p class=\"\">Contrat groupe retraite compl\u00e9mentaire qui garantit au salari\u00e9 arrivant \u00e0 la retraite, un revenu diff\u00e9r\u00e9 qui d\u00e9pend des cotisations qu\u2019il a vers\u00e9es pendant qu\u2019il travaillait et qui n\u2019a aucun lien avec son dernier revenu \u00e0 son d\u00e9part \u00e0 la retraite. Il est \u00e0 prestations d\u00e9finies parce que le niveau de la rente vers\u00e9e pendant la retraite est d\u00e9termin\u00e9 au moment de sa souscription. Ce type de contrat pr\u00e9voit deux r\u00e9gimes\u00a0: le <strong>r\u00e9gime additionnel<\/strong> (il permet de percevoir une rente \u00e9quivalente \u00e0 un pourcentage du salaire en fin de carri\u00e8re. Ici, les prestations garanties par l\u2019assureur sont ind\u00e9pendantes du montant des sommes \u00e0 verser au salari\u00e9 en vertu du r\u00e9gime obligatoire. C\u2019est un suppl\u00e9ment de retraite exprim\u00e9 en pourcentage du dernier salaire en fin de carri\u00e8re qui viendra s\u2019ajouter \u00e0 la pension du r\u00e9gime de base obligatoire ou d\u2019autres pensions l\u00e9gales) et le <strong>r\u00e9gime diff\u00e9rentiel ou r\u00e9gime chapeau<\/strong> (il garantit un compl\u00e9ment de revenu calcul\u00e9 afin que l\u2019ensemble des pensions de retraite per\u00e7ues par les salari\u00e9s [retraite obligatoire et autres r\u00e9gimes par capitalisation existant dans l\u2019entreprise.] atteigne un niveau pr\u00e9d\u00e9termin\u00e9 du salaire de fin de carri\u00e8re. Ici, les prestations de l\u2019assureur d\u00e9pendent du montant des prestations dues par ailleurs au salari\u00e9 en application du r\u00e9gime obligatoire). Seuls les salari\u00e9s pr\u00e9sents dans l\u2019entreprise au moment de leur d\u00e9part \u00e0 la retraite peuvent percevoir ce compl\u00e9ment de retraite.<\/p>\n\n\n\n<p class=\"has-text-align-right\">Par <strong>OMBOLO MENOGA Pierre Emmanuel<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>www.jurantiel.com, Par OMBOLO MENOGA Pierre Emmanuel Contrat groupe retraite compl\u00e9mentaire qui garantit au salari\u00e9 arrivant \u00e0 la retraite, un revenu diff\u00e9r\u00e9 qui d\u00e9pend des cotisations qu\u2019il a vers\u00e9es pendant qu\u2019il travaillait et qui n\u2019a aucun lien avec son dernier revenu \u00e0 son d\u00e9part \u00e0 la retraite. Il est \u00e0 prestations d\u00e9finies parce que le niveau [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-649","post","type-post","status-publish","format-standard","hentry","category-le-vocabulaire"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/comments?post=649"}],"version-history":[{"count":1,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/649\/revisions"}],"predecessor-version":[{"id":650,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/649\/revisions\/650"}],"wp:attachment":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/media?parent=649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/categories?post=649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/tags?post=649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}