{"id":659,"date":"2025-07-23T09:27:37","date_gmt":"2025-07-23T09:27:37","guid":{"rendered":"https:\/\/jurantiel.com\/accueil\/?p=659"},"modified":"2025-07-23T09:27:37","modified_gmt":"2025-07-23T09:27:37","slug":"principe-de-nivellement-de-la-prime","status":"publish","type":"post","link":"https:\/\/jurantiel.com\/accueil\/principe-de-nivellement-de-la-prime\/","title":{"rendered":"Principe de nivellement de la prime"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/659?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\" ><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/jurantiel.com\/wp-content\/plugins\/pdf-print\/images\/pdf.png?w=720&#038;ssl=1\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/659?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\" ><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/jurantiel.com\/wp-content\/plugins\/pdf-print\/images\/print.png?w=720&#038;ssl=1\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div>\n<p class=\"\"><em>www.jurantiel.com, Par <strong>OMBOLO MENOGA Pierre Emmanuel<\/strong><\/em><\/p>\n\n\n\n<p class=\"\">C\u2019est un principe qui concerne les contrats affect\u00e9s au remboursement du solde restant d\u00fb. Il consiste \u00e0 demander \u00e0 l\u2019assur\u00e9 de payer une prime constante sur toute la dur\u00e9e du contrat, au lieu des primes variables et croissantes d\u2019ann\u00e9e en ann\u00e9e. Les deux phases de nivellement des primes\u00a0sont la <strong>phase d\u2019accumulation<\/strong>\u00a0(dans les premi\u00e8res ann\u00e9es du contrat. La prime constante nivel\u00e9e est plus grande que la prime du risque. Il se d\u00e9gage alors un exc\u00e9dent de ces premi\u00e8res ann\u00e9es qui va alimenter les provisions math\u00e9matiques) et la <strong>phase de consommation <\/strong>(dans les derni\u00e8res ann\u00e9es du contrat, la prime constante nivel\u00e9e est plus petite que la prime du risque. Il se d\u00e9gage ainsi un d\u00e9ficit qui sera combl\u00e9 par les provisions math\u00e9matiques constitu\u00e9es lors de la phase d\u2019accumulation. Ainsi, les provisions math\u00e9matiques sont \u00e9quilibr\u00e9es \u00e0 tout instant).<\/p>\n\n\n\n<p class=\"has-text-align-right\">Par <strong>OMBOLO MENOGA Pierre Emmanuel<\/strong><\/p>\n\n\n\n<p class=\"\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>www.jurantiel.com, Par OMBOLO MENOGA Pierre Emmanuel C\u2019est un principe qui concerne les contrats affect\u00e9s au remboursement du solde restant d\u00fb. Il consiste \u00e0 demander \u00e0 l\u2019assur\u00e9 de payer une prime constante sur toute la dur\u00e9e du contrat, au lieu des primes variables et croissantes d\u2019ann\u00e9e en ann\u00e9e. Les deux phases de nivellement des primes\u00a0sont la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-659","post","type-post","status-publish","format-standard","hentry","category-le-vocabulaire"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/comments?post=659"}],"version-history":[{"count":1,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/659\/revisions"}],"predecessor-version":[{"id":660,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/posts\/659\/revisions\/660"}],"wp:attachment":[{"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/media?parent=659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/categories?post=659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jurantiel.com\/accueil\/wp-json\/wp\/v2\/tags?post=659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}